Loans & Leases


Buy or Lease Your Next Ford Focus, Explorer or F-150 from Philpott Ford in Nederland, TX

Are you in the market for a new Ford vehicle - like the new Fusion Hybrid, the popular Ford Edge compact crossover or iconic Ford Mustang - but not sure yet how much car you can afford and whether or not it's better to buy or lease?

That's where the finance specialists at Philpott Ford come in. We're here to help you get into the new Ford model, or other used vehicle, you need and want. Our finance center maintains relationships with broad range of lenders - both locally here in the Beaumont, TX area, as well as nationally, to make sure we can secure the best possible terms for your financing. We're also here as an expert resource to answer all your questions, including whether or not buying or leasing a new vehicle is the right choice for you.

Once you're reviewed our online inventory of new Ford models and listing of used cars, trucks and SUVs and found the car of your dreams, Philpott Ford features free tools to help you estimate monthly payments, check Equifax credit score and apply for financing .


To Lease or Buy?

Buying versus leasing your vehicle - which is better for you? This depends on a number of factors.

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you Lease, you are paying only for what you use. You do not have to have money down, typically you only pay sales tax on your monthly payments and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.


Other Solutions to Help Protect Your Investment

For most us, the purchase of a new or used vehicle is a considerable investment. At Philpott Ford our finance department offers products that help protect that investment for many years after your purchase. All of the following products are available through the Philpott Ford Finance Department. For more information please contact us today at 803-547-5454.

  • Service Plans. As much as we would like to think that our new vehicles will run for ever, the fact is they do break down. Take the worry out of having to pay for those repairs with an Extended Service Plan. Extended warranties deliver a "like new" worry free driving experience for owners of both new and used vehicles. At Philpott Ford our, best selling warranty is the Ford Extended Protection Plan (Ford ESP for short). The great thing about the Ford ESP is that you can choose the right amount of coverage for your needs and budget.
  • Vehicle Maintenance Plans. Another way to protect your investment is to ensure that all the regular maintenance is completed on your vehicle. What if you could pay for all your maintenance when you purchase a vehicle, at a discounted cost? Maintenance Plans (vehicle service plans) allow you to pay up front for the regular vehicle services that will need to be completed to maintain your vehicle.
  • ResistAll. ResistAll is the leader in professionally applied and warranted automotive protection products, including services that provide both exterior and interior surface protection. 
  • R.O.A.D. InTire. Did you know that NO new vehicle warranty or extended warranty covers your vehicles tires? The R.O.A.D.InTire and wheel guarantee protects your vehicle from common road hazards such as metal, nails potholes, glass and other debris.
  • GAP Protection. Everyday thousands of vehicles are reported stolen or are involved in an accident and declared a total by insurance companies. What if this happens to you and your lease or loan balance is higher that the market value of your vehicle? You will be responsible for the difference and will have to pay for a vehicle which you can no longer use. Protect yourself with GAP insurance. Gap insurance is specifically designed to protect you in a situation like this. If pays the difference between what the insurance says is the fair market value of your vehicle and what you actually owe.


Philpott Ford is located at 1400 U.S. Highway 69 in Nederland, TX.  We're pleased to serve the communities of Beaumont, TX as well as Port Authur. Our dealership is open Monday through Friday from 8:00 am to 7:00 pm and Saturday from 9:00 pm to 5:00 pm.